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Members of this group have the same rights as the Users Group and DocumentAdmins Group plus the ability to control FI-level settings.
This group is automatically created in eSign; permissions and members can be modified in eSign by users with administrator permissions, such as the FiAdmin or HostAdmin.
The FIAdmin is a member of the Administrators group.
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Account Opening (AO) is software that allows a Consumer to come into an FI and open up accounts, such as Checking, Savings and other products and services that a Bank or CU provides. Account Opening systems allows the Bank/CU representitive to gather all the information about the applicant, review or do a background check, and perform other related activities.
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A copy of a document or image that can be added to a session (e.g., Driver License, copy of deed, etc.)
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A term used to describe a user having access to a system or application.
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An LDAP (Lightweight Directory Access Protocol) compatible, cloud-based identity and access management service from Microsoft.
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After clicking Send, all signers will be notified at the same time. They may sign in any order. After the last signer completes the signing process, all signers will receive confirmation the session has been signed with the signed PDF documents attached.
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After clicking Send, each party will be notified sequentially in the order they are listed when processing the session. The signer must sign their portion before the next party will be notified. After the last signer completes the signing process, all parties will receive confirmation the session has been signed with the signed PDF documents attached.
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A Credit Union core system is a hardware and software solution designed to provide the basic account services functionality necessary for the daily operations of a Credit Union. These basic account services are transactions, such as deposits and withdrawals, calculating and posting dividends, storing and organizing account and transaction history, producing statements. Every core system today also offers features that go beyond the basic account services. Examples could include loan origination and maintenance, ACH processing, general ledger integration, accounts payable and receivable, fixed assets, plastic card processing, share draft processing, etc.
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Person outside of the Financial Institution.
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A standard statement that all signers must agree to before applying their signatures to electronic documents.
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Same rights as Users plus able to define and maintain documents.
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Members of this group have the same rights as Users plus the ability to define and maintain documents.
This group is automatically created in eSign; permissions and members can be modified in eSign by users with administrator permissions, such as the FiAdmin or HostAdmin.
The DocAdmin is a member of the Document Admins Group.
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Doc Server Location Configurator
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Person at the Financial Institution who can edit or use eSign to process document sessions or who can administer the eSign application.
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All rights of Users and DocumentAdmins plus able to control all FI-level settings.
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Able to process documents, save and retrieve sessions, archive documents and search archived documents and saved sessions.
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The ability to control Host-level settings, such as: enable Add-ons, maintain Financial Institution (FI) settings, and modify service level.
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Hypertext Markup Language (HTML) is the standard markup language for creating web pages and web applications. With Cascading Style Sheets (CSS) and JavaScript, it forms a triad of cornerstone technologies for the World Wide Web. Web browsers receive HTML documents from a web server or from local storage and render them into multimedia web pages. HTML describes the structure of a web page semantically and originally included cues for the appearance of the document.
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Hyper Text Transfer Protocol Secure (HTTPS) is the secure version of HTTP, the protocol over which data is sent between your browser and the website that you are connected to. The 'S' at the end of HTTPS stands for 'Secure'. It means all communications between your browser and the website are encrypted.
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IMM eSign, is our flagship eSignature platform (formerly known as TotaleAtlas) which is used by hundreds of Financial Institutions to power millions of “end-to end” eSignature sessions every month. Integrated with virtually any credit union or banking business system and virtually all backend Enterprise Content Management Systems "ECM" for archival, our advanced technology provides an easy-to-use eSignature experience for consumers, while significantly transforming internal business processes and the way transactions flow across your institution.
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Internet Protocol (IP) set of rules governing the format of data sent over the Internet or other network.
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Knowledge-based authentication (KBA) is an authentication method that requires remote signers to answer questions about themselves in order to prove their identity.
KBA is often used as a component in multifactor authentication (MFA) and for self-service password retrieval.
IMM uses KBA-type questions in our IMM eSign Remote product to authenticate a signer before allowing access to view or sign documents.
Some Account Opening systems use KBA to validate a potential customer when opening an account online.
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Lightweight Directory Access Protocol (LDAP) is a centralized storage place for usernames and passwords that allows many different applications and services to validate users.
LDAP is also known as a protocol that allows users to query an Active Directory and authenticate access to it.
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Loan Origination System (LOS) is the process by which a borrower applies for a new loan, and a lender processes that application.
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An alternative term for an electronic signature or initials captured from the signer and applied to a document.
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Magnetic Ink Character Recognition (MICR) is a technology used to verify the legitimacy or originality of paper documents, especially checks. Special ink, which is sensitive to magnetic fields, is used in the printing of certain characters on the original documents.
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Online New Account Opening (ONAO) is a self-service process that allows applicants to open accounts on their own device and time.
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Portable Document Format (PDF) is a versatile file format that gives people an easy, reliable way to present and exchange documents - regardless of the software, hardware, or operating systems being used by anyone who views the document.
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Indicate a user’s right to perform a task or access a select area of an application after being authenticated.
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A signer that is not present in the branch.
The session is “delivered” to them using their email address so they can sign documents wherever they are.
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Ready to Sign (RTS) is a module within IMM eSign that has specific characteristics for integration.
The RTS module in IMM eSign accepts, validates, reads and adds fields to a PDF.
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A set of documents kept together like a folder or envelope, used to organize the documents that need to be signed or viewed by the signers. (AKA Document Session)
A session allows the employee to have the signing party view and sign documents either in person or remotely.
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A device that electronically captures a person’s handwritten signature on a touchpad using a pen-type stylus.
This term may be used interchangeably when referring to any device that can be used to capture a signature, such as signature tablet or tablet display, or by a brand name such as Topaz or Wacom.
Once captured, digital signatures are applied to electronic documents.
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Any person or company representative who can sign, review or approve a document in-house or remotely.
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The activity of the consumer signing the documents in a session. Can take place in person, remotely, or a combination of both.
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Secure Sockets Layer (SSL) is the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browsers remain private and integral.
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A template is a set of instructions corresponding to a specific type of document that will be sent to eSign for processing. Templates include instructions for determining the template or document type or name, locating indexes to extract, setting signing party information and locations, and more.
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Transport Layer Security (TLS) is a protocol that provides authentication, privacy and data integrity between two communicating computer applications. It's the most widely deployed security protocol in use today and is best suited for web browsers and other applications that require data to be securely exchanged over a network. This includes web browsing sessions, file transfers, virtual private network (VPN) connections, remote desktop sessions and voice over IP (VoIP).
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This is an extra layer of security designed to ensure that the intended signer is the only person who can access and sign documents.
Different methods are available: one-time passwords, text codes via smartphones, KBA, and Government ID.
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A unique identifier used to connect to eSign. User IDs require passwords to connect.
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Members of this group can process documents, save and retrieve sessions, archive documents and search archived documents and saved sessions.
This group is automatically created in eSign; permissions and members can be modified in eSign by users with administrator permissions, such as the FiAdmin or HostAdmin.
The FIUser is a member of the Users Group.
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An application acts as a physical device. A virtual printer can be selected from the standard print dialogue and will automatically send the selected documents to another other application (IMM eSign in this case) rather than to a physical device.
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Extensible Markup Language (XML) is a markup language that defines a set of rules for encoding documents in a format that is both human-readable and machine-readable.